Founded in 2014, by a team with deep experience across underwriting, analytics, reinsurance and capital markets, Palomar is a rapidly growing innovative insurer focused on providing specialty insurance to residential and commercial customers. Our underwriting and analytical expertise allow us to concentrate on certain markets that we believe are under served by other insurance companies, such as the markets for earthquake, hurricane, inland marine, and flood insurance. We use proprietary data analytics and a modern technology platform to offer our customers flexible products with customized and granular pricing for both the admitted and excess and surplus lines markets. Our products are distributed through multiple channels, including retail agents, program administrators, wholesale brokers, and in partnership with other insurance companies.